Why Choose Mulberry

20+ Years Experience

20+ Years
Experience

UK Wide Services & Support

UK Wide Services
& Support

1000s of Satisfied Clients

1000s of
Satisfied Clients

24/7 Contact

24/7
Contact

Fast Turn Around

Fast Turn
Around

99% Success Rate

99%
Success Rate

We understand the highs and lows of running a business and how not being able to access the right funding can be a real frustration for the business owners.

So, over the last 20 years we have successfully supported business, not only here in Cumbria and the surrounding areas, but right across the UK. We have well established relationships with all the leading Finance Companies, so we can easily access all the funding your business needs.

Through our five specialist divisions in Agriculture, Forestry, Machinery, Transport and Hospitality we have a wealth of experience in each sector, so you will always have a designated point of contact that understands your business and sector.

Ways In Which We Help Your Business

By choosing Mulberry Asset Finance, you immediately unlock our extensive panel of the most reputable UK & EU finance companies, all keen to lend to small and medium-sized businesses.

  • Access specialist industry funders
  • Minimal deposits available
  • Purchase new and used equipment
  • Boost business cash flow
  • Finance arranged on your behalf
  • Pay off large bills
  • Combat late paying customers

Meet the Team

Mike Robinson
Mike Robinson Partner

I work with all our customers on an ongoing basis to help them access the most competitive asset finance. I liaise closely with a fantastic panel of highly reputable funders who are keen to assist SME's in financing all kinds of assets.

Name three words that describe you

I will have to ask my wife on a good day. I’m hoping she would say: relaxed, energetic, & fun!

What do you do at Mulberry Asset Finance?

I work with all our customers on an ongoing basis to help them access the most competitive asset finance. I liaise closely with a fantastic panel of highly reputable funders who are keen to assist SME's in financing all kinds of assets.  Despite Brexit, we are now starting to expand, and we are recruiting and training an excellent team of people at Mulberry who have expertise in the various sectors in which we operate.

What is the main issue that your clients have that you would like to fix?  

Our customers work extremely hard building their businesses, but all too often they don't receive the necessary financial support and advice to help them consolidate and grow.  SME's do not normally have a designated Financial Controller and therefore the owners can get side tracked into a lengthy process of trying to obtain finance. Mulberry Asset Finance work closely with them to arrange finance on their behalf, saving them time and money.

What do you think are the best skills that you bring to your job?   

Hard work, honesty and transparency.

What do you like about working at Mulberry Asset Finance.  

I love the freedom and the fact that we can really make a difference.  I just love working in Cumbria, the landscape, the creativity, there are some truly fantastic businesses across the industry sectors. I love meeting all the owners and operators throughout the County who have a real passion for their business. If I can take all the pressure of them by arranging their asset finance, then that's just great!

What are the values that drive you?

I think trust, honesty, integrity and loyalty are vital not only in business, but in life. My strong Christian faith has given me a solid base on which to build my life and despite many ups and downs along the way, I am still smiling and loving life!

What are you happiest doing, when you're not working?

Walking in the Lakes with my lovely wife, followed by a nice lunch and a pint. Going to watch Leeds United, I have been a supporter for 50 years & am a season ticket holder. Following Leeds I’ve seen a few ups, but so many more downs!

If you could be anywhere other than here, right this minute, where would you be? 

Sat watching Leeds in the Premiership. Or Corfu town.  

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Fiona Keen
Fiona Keen Marketing & Development

I started working for Mulberry in 2012 and my role has naturally developed over time. I initially started learning the ropes about asset finance, working with our existing customer base whilst reaching out to new businesses.

Name three words that describe you.

Creative, dynamic and fun.

What do you do at Mulberry Asset Finance?

I started working for Mulberry in 2012 and my role has naturally developed over time. I initially started learning the ropes about asset finance, working with our existing customer base whilst reaching out to new businesses. I am based at our Middlesbrough office where I attend events and visit the fantastic businesses that we have in the region.  The majority of my time is now spent on strategy and marketing, putting the things in place that we need in order to help more businesses!

What is the main issue that your clients have that you would like to fix?

Business owners are so busy managing the day-to-day running of their business, there’s very little time left to shop around for commercial finance. And with so much to consider, people understandably want to take the easy road. This could mean sticking with the same finance provider or perhaps even putting up with poor service simply to get the job done. I'd like to help businesses access the best possible finance whilst saving them time and money.

What do you think are the best skills that you bring to your job?

I’m experienced and knowledgeable in all aspects of asset finance across our industries. I can quickly identify what a customer needs and make recommendations as to which of our solutions will fit their requirements. I really enjoy problem-solving, building relationships and getting to know all aspects of a business.

What do you like about working at Mulberry Asset Finance?

I love the fact that no two days are the same! My role is so varied, I’m constantly developing my skills in all areas. The customers really are the stars of the show though and I love getting out to meet them! 

What are the values that drive you?

Integrity, kindness and a sense of community are close to my heart. I believe that by involving ourselves in the community we can all make a positive difference. So, it’s fantastic to have a job that helps small to medium-sized businesses thrive, as the wider community also benefits from their success!

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Rebecca Braithwaite
Rebecca Braithwaite Business Development Manager

I manage Mulberry Farming at our office within Junction 36 Rural Auction House, Crooklands. If I’m not at the office, I’m most likely out visiting clients at their premises or attending an auction. I am passionate about agriculture and want to help as many businesses as possible achieve their goals.

Name three words that describe you.

Driven, passionate and loyal

What do you do at Mulberry Asset Finance?

I manage Mulberry Farming at our office within Junction 36 Rural Auction House, Crooklands. If I’m not at the office, I’m most likely out visiting clients at their premises or attending an auction. I am passionate about agriculture and want to help as many businesses as possible achieve their goals. I really get to know my clients and establish long lasting relationships with them, sourcing the best possible finance for agricultural and farming assets or finance solutions in order to grow their business.

What is the main issue that your clients have that you would like to fix?

I recognise that many businesses do not have the financial backing that they need in order to expand. I want to help these businesses find the best finance solutions in order to grow. Quite simply, I want to make farmers business ideas a reality.

What’s your background?

My interest in agriculture started from a young age growing up on a beef and sheep farm in the heart of the Ribble Valley. Leaving school, I had a huge interest in the equine industry so went on to study equine science at college, following this I went to work in sales at a well-known agricultural merchant working in the sales of animal health products. At the age of 19 my family decided to move to a new farm over at Bentham where we continued farming beef and sheep, this is where my passion for farming increased even more by being in the heart of the farming community!

I was approached to work at a Pedigree Livestock farm based in the Yorkshire Dales producing quality Beltex, Texel and Beef Shorthorn cattle which we ultimately took to the Pedigree Premier sales. It’s here I learnt and completed a great deal of AI and embryo work with both sheep and cattle. I also worked here with race horses and sports horses within the specialist equine therapy unit, swimming horses for rehabilitation and fitness.

I have a passion for the breeding of Pedigree Livestock and the showing industry, I even have my own Pedigree Flock of Beltex sheep which I started in 2012. I have singlehandedly bred and grown my Flock using my AI and Embryo skills, and I attend country shows every year where I show and sell my Beltex Flock. From this I have gone on to dress sheep for the top breeders within the industry and I even hold my own sheep dressing courses! I am also proud to be a committee member of the Northern Beltex Club which involves organising events and promoting the breed.

What are you happiest doing, when you’re not working?

When I'm not working, I fill my time showing Livestock at Agricultural Shows and looking after my own Flock of sheep. I have a huge interest in horse riding which I enjoy going out round the Yorkshire dales.  I am also a member of our local Netball and Football team which I take part in. I’m also passionate about Clay Pigeon Shooting!

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Amelia Threlfall
Amelia Threlfall Business Development Manager

I work alongside Rebecca Braithwaite at J36 Rural Auction Centre. I cover the Southern regions from the office, attending local auctions, visiting agricultural businesses and networking. I arrange customised finance solutions for my clients, tailor-made to their circumstances to aid their business growth. I work with my customers by handling their business as if it were my own, with care and attention to detail.

What do you do at Mulberry Asset Finance? 

I work alongside Rebecca Braithwaite at J36 Rural Auction Centre. I cover the Southern regions from the office, attending local auctions, visiting agricultural businesses and networking. I arrange customised finance solutions for my clients, tailor-made to their circumstances to aid their business growth. I work with my customers by handling their business as if it were my own, with care and attention to detail. 


What is the main issue that your clients have that you would like to fix? 

The farming industry is one of the only industries where you cannot “tread water”. There is always something that needs updating or replacing, bearing this in mind is vital. Everyone has a vision for their business, and I want to help drive businesses towards and beyond their goals.

 

What do you like about working at Mulberry Asset Finance?

I love the fact that Mulberry is a family business that thrives from having personal one-to-one relationships with their clients! Mulberry gets totally involved with their customers, nobody ever gets lost in the system or feels like a number, there are not many companies that do that these days.

 

What’s your background?

My fathers side of the family are heavily involved in farming, I grew up on a small holding in Garstang which had a livery yard. You cannot beat growing up in the countryside around animals, all my friends used to love coming to our house; making dens in hay bales and seeing our animals. My step dad is a wholesale butcher with shops across Lancashire, so I have always been in and around auctions in the farming community.

My love of dairy farming began when I got my first job on a neighbouring farm, I will always be grateful to John Billington who taught me all about the dairy industry which led to me completing a BSc in Agriculture with Livestock. Following my degree, I worked as a trainee agricultural nutritionist specialising in youngstock, and I went onto rear calves from 2 weeks to 6 months old. Since having my daughter in 2017, I still work on farms as it's such an addictive world to be in- you can't beat it.


What are the values that drive you?  

First impressions count. It's what sets the foundation for any relationship whether it be business or otherwise. Having a good work ethic, perseverance and caring about the end result is very important to me. Supporting hard working businesses to create something they have been striving for is so fulfilling! 


What are you happiest doing, when you’re not working?

I enjoy going out during the shooting season- working my Labradors, enjoying the beautiful scenery and meeting like minded people. I have a small flock of pedigree Suffolk sheep which I am hoping to expand over the coming years. We are lucky enough to have a holiday home in Spain so I enjoy going over a few times a year to relax in a warmer climate!


What do you think are the best skills that you bring to your job?

My experience in farming, business and education enables me to understand clients and easily see what they want to achieve. I like problem solving and working out a variety of ways to help people get where they want to be. My friendly nature makes me approachable and creating good long-lasting relationships comes easily to me.


Name three words that you describe you. 

Understanding, friendly, ambitious. 


If you could be anywhere other than here, right this minute, where would you be?

Somewhere hot and adventurous like pig beach in the Bahamas!  

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Hannah Chalmers
Hannah Chalmers Business Development Manager

I primarily work with agricultural businesses across North Yorkshire, working closely with them to support the expansion of their business with our customised industry finance solutions. When I'm not out meeting clients, I attend auctions and industry events in the area, working alongside Rebecca and Amelia at the larger sales and shows that Mulberry sponsors.

What do you do at Mulberry Asset Finance? 

I primarily work with agricultural businesses across North Yorkshire, working closely with them to support the expansion of their business with our customised industry finance solutions. When I'm not out meeting clients, I attend auctions and industry events in the area, working alongside Rebecca and Amelia at the larger sales and shows that Mulberry sponsors.


Name three words that you describe you. 

Motivated, thorough, approachable.

 

What is the main issue that your clients have that you would like to fix?

Businesses want to remain competitive. Be that with new equipment, skills or diversifying into other areas. However, they can find it difficult to find the backing that they need in order for them to do so. I aim to help agricultural businesses by removing the barriers to their growth, making access to finance and the process of applying for finance straightforward, whilst supporting their ambitions as a whole. 

What’s your background?

Farming is in my family, I've always been involved in working on the family farms that I grew up on, and at a young age I started my own flock of sheep which I developed and went on to sell at local auctions. I recently completed my studies in business (with a focus on agribusiness) making my role at Mulberry the perfect fit for me, as it involves all the things I enjoy the most.


What are you happiest doing, when you’re not working?

I continue to work with my flock which is expanding and doing really well, I love it, it's really fulfilling! I'm also very involved with the local young farmers, it's a great way to connect with other young people who are in the industry.

If you don't find me on the farm or at young farmers, I'm most likely down the local rugby club supporting the team!

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Sarah Edwards
Sarah Edwards Business Development Manager

I focus on the distinct financial requirements of businesses within the hospitality and leisure sector who seek an efficient solution which enables them to quickly implement change, improvement and necessary expansion to meet increased demand and maintain sustainable growth within a competitive marketplace.

What do you do at Mulberry Asset Finance?

I focus on the distinct financial requirements of businesses within the hospitality and leisure sector who seek an efficient solution which enables them to quickly implement change, improvement and necessary expansion to meet increased demand and maintain sustainable growth within a competitive marketplace.

What is the main issue that your clients have that you would like to fix?

Clients wish to spend their precious time focusing on day-to-day business operations with minimal down-time.  When it comes to seeking an external financial solution, it must be personable, hassle-free and easily accessible. Mulberry Finance prides itself on offering a personal service within the hospitality industry, understanding the specific needs of rural businesses operating locally in our close-knit communities who need to attract a regular and sustained flow of visitors and tourists to the area. 

What do you think are the best skills that you bring to your job?

I’m a problem-solver and enjoy helping businesses to expand and improve through the solutions Mulberry Asset Finance provide.

What do you like about working at Mulberry Asset Finance?

We are a friendly, relaxed team, lucky enough to live in a beautiful part of the country whose businesses we naturally want to help grow and prosper.  This ‘local' focus at Mulberry makes it easy for us to share our combined passion for where we live to assist our neighbouring businesses to succeed and prosper - what more job satisfaction could you ask for? 

What are the values that drive you?

My family and friends are what drives me.  Also, an appreciation of the simpler things in life which make you happy.  For me living in Cumbria is key to this - the landscape, nature, the people and hard-working businesses who contribute to a vibrant economy up here make this a fantastic place to live. Supporting people and local businesses both in my free time and my profession makes for a wholesome, happy life - long may it continue!

What are you happiest doing, when you’re not working?

Walking the dog with my husband and daughter, eating out and admiring our spectacular views. 

If you could be anywhere other than here, right this minute, where would you be? 

Okay, the only thing missing from Cumbria is the weather (not counting the summer of 2018)… so sipping a Piña Colada on a lazy hammock somewhere in the Caribbean would do it for me - at least until I became homesick…  :-)

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“Dundee Tyres Ltd is a tyre recycling company based in Carlisle, we needed a new machine to continue our expansion and Mike Robinson from Mulberry Asset Finance was on hand to assist. Our needs were specific and complex as the machine was sourced from overseas and was bespoke to our needs. The purchase went smoothly, and I would not hesitate in recommending Mulberry Asset Finance to any other Cumbrian Businesses.”

Simon Pluckrose, Managing Director, Dundee Tyres Ltd

“I have used Mulberry Asset Finance for ten years. They provide an excellent service for my business and I can access finance to buy the various wagons, machinery and other equipment that I need to run my business. Finance is agreed and arranged within one week, I highly recommend Mulberry Asset Finance.”

Jimmy Dickinson, Director, J Dickinson Transport Ltd

“I had a coffee coaster with Mulberry Asset Finance on and decided to get a quote from them along with two others. They responded immediately with a quote. They gave a personal touch, whilst remaining competitive and efficient. I have now used them twice and found them a delight to deal with.”

Dale Benbow, Benbows Bros. Timber

“The service provided by Mike was exceptional in terms of turnaround time, attention to detail and level of communication throughout the transaction. The consequence of this high level of service is that I approached only Mike and no other supplier to organise funding for my latest capital purchase, which again was handled impeccably.”

Richard Grice - W A GRICE Livestock Haulage Hay & Straw Merchants Livestock Agents est 1903

“Mike and his team are like having your own finance department. I've called out of hours on occasions for advice, very helpful when you're on the move. Always keen on rates and made to fit in with the business. Thanks again Mike and his team.”

Dave Greenbank, Managing Director, Greenbank Crane Services

“Cubby Construction is a client of Mulberry Asset Finance and have always found the team to be obliging, highly efficient and willing to go that extra mile in order to help us achieve our goals.”

John Cubby, Managing Director, Cubby Construction Ltd

“Mulberry Asset Finance have looked after my business loan and finance requirements for quite a few years now - and I trust them implicitly to find me the best deal they can, in the shortest time and with the least amount of hassle to myself. We've financed whole pub refurbishments through to small kitchen equipment and many things in between. There has never been a hitch or a delay and everything is conducted with the utmost professionalism and with a genuine interest in my business. I really can't recommend Mulberry Asset Finance highly enough... ”

Paul Spencer, MD, The Plough Inn at Lupton

“A & H CARLISLE LTD have used Mulberry Asset Finance since 2012 and I can’t speak highly enough of Mike and his team, they have helped our business grow and their knowledge of a customer needs is impressive. They are always competitive and quick to react to our needs. I wish Mulberry Asset Finance continued success and hope to do business together for many years to come.”

Alan Falder, Managing Director, A & H Carlisle Ltd

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