Mike's Musings

Mike Robinson provides his thoughts on all things business and asset finance

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It’s not news to anyone when I say that we are in uncertain and somewhat frustrating times; business owners are understandably cautious about the future. Nonetheless, Mulberry are successfully supporting businesses that want and need to make important investments, and it’s actually a very good time for businesses to do so. 

If there’s any silver lining to the current political ‘climate’ (I made a promise to myself not to mention the ‘B’ word) it’s that our panel of finance companies are currently offering very attractive, low finance rates, that our customers are using to their advantage. 

We have been working with some fantastic businesses, supporting them in accessing business finance for investment in equipment, supporting cash flow and expansion projects. Attitudes among our clients is very much ‘business as usual’, and I’m often flawed by the tenacity that I see first-hand. It’s a real inspiration and a privilege to be a part of their growth! 

Which brings me to our own growth... 

Inspired by the many businesses that Mulberry has supported, we took on our own growth project and created a new look Mulberry with the team at Hotfoot Design. The experts at Hotfoot really took the time to listen to our brief and turn our brand into something that truly reflects the essence of Mulberry, their attention to detail is second-to-none and I highly recommend their services to anyone looking to do a similar project. 

During the same period, we also welcomed some new members to the team: Rebecca Braithwaite, Sarah Edwards, and Amelia Threlfall. Rebecca and Amelia are leading Mulberry Farming by supporting farms and agricultural businesses access specialist business finance. Sarah is heading up Mulberry Leisure, our specialist division for businesses within hospitality and recreation, and she is already making her mark at Cumbrian networking events. 

Mulberry were also delighted to have Hannah with us on a work experience placement, adding real value to our team. Speaking of our team members, I’d also like to thank and congratulate Fiona who has been with Mulberry for seven years this month! 

Overall, we have seen significant changes at Mulberry during the last six months, and as a small business owner myself, I completely understand the issues that others face when deciding whether to invest in their own businesses. Yes, there were reasons that we could have held back from making investments or taking on new staff given ‘the climate', but here at Mulberry we have chosen to embrace our own customers attitude, and it is very much ‘business as usual’ for us too.

Best wishes,

Mike

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“We have worked with Mike and his team at Mulberry Asset finance for over 5 years. During this time, they have provided us with the specialist finance which has allowed us to develop and expand our Free Range Egg Production and Egg Packing business. Our recent investment in additional packing equipment has seen our Through Put ability increase and as a result, has helped our business increase its turnover by over 30%. Mike and his team are always keen to understand our business requirements and have a professional, straightforward approach which makes the whole process an efficient, cost effective source of finance. I would strongly recommend Mulberry Asset Finance’s service.”

Paul Arthur, Owner, P.S. Poultry

“Mulberry Leisure played a key part in arranging asset finance for our capital equipment spend during a large and daunting business expansion. The Mulberry team took the time to visit and understand our needs, then provide a range of finance options to meet our budgets. We look forward to working with Mulberry Leisure in the coming years.”

Paul Reynolds, Owner, The Traddock

“We have used Mulberry asset finance on a couple of occasions as we continue to invest in processing equipment for our company, we have always been more than happy with the service provided by Mike and the team. The process is always hassle free and Mike is always in contact throughout. We will definitely be using Mulberry again in the future.”

James Hill, Director, Enviro-metals Lancaster Ltd

“Mike at Mulberry Asset Finance worked incredibly hard and quickly to secure my first Hire Purchase deal. As a new company I was finding it difficult to obtain finance to grow my business. He provided me regular updates, which took a lot of the pressure and nerves out of the situation. With the finance clearing very quickly, I was able to put my GrandMA3 to work straight away - supporting The Eagles on their final EU tour. I will certainly use Mulberry’s services to continue growing the business.”

Rowan Bulman Ltd

“A & H CARLISLE LTD have used Mulberry Asset Finance since 2012 and I can’t speak highly enough of Mike and his team, they have helped our business grow and their knowledge of a customer needs is impressive. They are always competitive and quick to react to our needs. I wish Mulberry Asset Finance continued success and hope to do business together for many years to come.”

Alan Falder, Managing Director, A & H Carlisle Ltd

“The service provided by Mike was exceptional in terms of turnaround time, attention to detail and level of communication throughout the transaction. The consequence of this high level of service is that I approached only Mike and no other supplier to organise funding for my latest capital purchase, which again was handled impeccably.”

Richard Grice - W A GRICE Livestock Haulage Hay & Straw Merchants Livestock Agents est 1903

“D. Cain & Sons have had the pleasure in dealing with Mulberry Asset Finance for the past 10 years. We as a company have built a great relationship with Mike Robinson at Mulberry Asset Finance. Mike always goes above and beyond to provide his customers with an incredible service. D.Cain & Son would recommend Mulberry Asset Finance for all your financial enquiries.”

Darren Cain, MD, D Cain & Sons Ltd

“Cubby Construction is a client of Mulberry Asset Finance and have always found the team to be obliging, highly efficient and willing to go that extra mile in order to help us achieve our goals.”

John Cubby, Managing Director, Cubby Construction Ltd
Funding Circle BECBC NACFB Lancaster and Morecambe Chamber of Commerce Cumbria Tourism

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