Mike's Musings

Mike Robinson provides his thoughts on all things business and asset finance

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It’s not news to anyone when I say that we are in uncertain and somewhat frustrating times; business owners are understandably cautious about the future. Nonetheless, Mulberry are successfully supporting businesses that want and need to make important investments, and it’s actually a very good time for businesses to do so. 

If there’s any silver lining to the current political ‘climate’ (I made a promise to myself not to mention the ‘B’ word) it’s that our panel of finance companies are currently offering very attractive, low finance rates, that our customers are using to their advantage. 

We have been working with some fantastic businesses, supporting them in accessing business finance for investment in equipment, supporting cash flow and expansion projects. Attitudes among our clients is very much ‘business as usual’, and I’m often flawed by the tenacity that I see first-hand. It’s a real inspiration and a privilege to be a part of their growth! 

Which brings me to our own growth... 

Inspired by the many businesses that Mulberry has supported, we took on our own growth project and created a new look Mulberry with the team at Hotfoot Design. The experts at Hotfoot really took the time to listen to our brief and turn our brand into something that truly reflects the essence of Mulberry, their attention to detail is second-to-none and I highly recommend their services to anyone looking to do a similar project. 

During the same period, we also welcomed some new members to the team: Rebecca Braithwaite, Sarah Edwards, and Amelia Threlfall. Rebecca and Amelia are leading Mulberry Farming by supporting farms and agricultural businesses access specialist business finance. Sarah is heading up Mulberry Leisure, our specialist division for businesses within hospitality and recreation, and she is already making her mark at Cumbrian networking events. 

Mulberry were also delighted to have Hannah with us on a work experience placement, adding real value to our team. Speaking of our team members, I’d also like to thank and congratulate Fiona who has been with Mulberry for seven years this month! 

Overall, we have seen significant changes at Mulberry during the last six months, and as a small business owner myself, I completely understand the issues that others face when deciding whether to invest in their own businesses. Yes, there were reasons that we could have held back from making investments or taking on new staff given ‘the climate', but here at Mulberry we have chosen to embrace our own customers attitude, and it is very much ‘business as usual’ for us too.

Best wishes,

Mike

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“Mulberry Asset Finance have helped significantly with the growth of our Artisan Bakery over the past six years. In the early stages when growth and access to finance is most difficult, they were able to help us acquire the equipment we needed. I am reassured that Mulberry Asset Finance will always get us the best deal without any fuss, allowing us to concentrate on the business and not have to worry about funding for new assets.”

Aidan Monks, Owner, Lovingly Artisan

“We have used Mulberry asset finance on a couple of occasions as we continue to invest in processing equipment for our company, we have always been more than happy with the service provided by Mike and the team. The process is always hassle free and Mike is always in contact throughout. We will definitely be using Mulberry again in the future.”

James Hill, Director, Enviro-metals Lancaster Ltd

“Mulberry Asset Finance have looked after my business loan and finance requirements for quite a few years now - and I trust them implicitly to find me the best deal they can, in the shortest time and with the least amount of hassle to myself. We've financed whole pub refurbishments through to small kitchen equipment and many things in between. There has never been a hitch or a delay and everything is conducted with the utmost professionalism and with a genuine interest in my business. I really can't recommend Mulberry Asset Finance highly enough... ”

Paul Spencer, MD, The Plough Inn at Lupton

“We have worked with Mike and his team at Mulberry Asset finance for over 5 years. During this time, they have provided us with the specialist finance which has allowed us to develop and expand our Free Range Egg Production and Egg Packing business. Our recent investment in additional packing equipment has seen our Through Put ability increase and as a result, has helped our business increase its turnover by over 30%. Mike and his team are always keen to understand our business requirements and have a professional, straightforward approach which makes the whole process an efficient, cost effective source of finance. I would strongly recommend Mulberry Asset Finance’s service.”

Paul Arthur, Owner, P.S. Poultry

“As a company we have been dealing with Mulberry Asset Finance for the past 10 years. We have found them to be so easy to deal with, they make things so simple and effortless, leaving us to concentrate on the day to day running of our business. Their help and advice have been instrumental in our growth and development of the business. Long may it continue!”

Mike Cooke, Managing Director, Breed Clean Ltd

“Mulberry Leisure played a key part in arranging asset finance for our capital equipment spend during a large and daunting business expansion. The Mulberry team took the time to visit and understand our needs, then provide a range of finance options to meet our budgets. We look forward to working with Mulberry Leisure in the coming years.”

Paul Reynolds, Owner, The Traddock

“We have been dealing with Mulberry Asset Finance for over 10 years and have always found them to be efficient, courteous, professional and above all very pleasant to deal with. On top of that, they have always enabled us to obtain the type of finance deal that we have been seeking whether it be for capital investment or vehicle purchase.”

Mark Whitehead MBE, Hawkshead Relish Company Ltd

“Mike and his team are like having your own finance department. I've called out of hours on occasions for advice, very helpful when you're on the move. Always keen on rates and made to fit in with the business. Thanks again Mike and his team.”

Dave Greenbank, Managing Director, Greenbank Crane Services
Funding Circle FSB Member NACFB Chamber of Commerce

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