Invoice Discounting: Strengthening Financial Foundations

We often advocate the use of Invoice Finance to enhance cash flow, particularly for clients facing late payments and lengthy terms. Yet, invoice discounting also benefits thriving businesses with stable operations.

For businesses on solid ground seeking financial flexibility, invoice discounting offers a robust solution. This solution converts outstanding invoices into immediate cash; providing essential working capital to navigate economic changes and fuel their growth.

Is Invoice Discounting a finance solution that you’ve overlooked? Signs that invoice discounting could be for you:

You regularly issue invoices.
Working capital is required to manage day-to-day operations, growth & seize opportunities.
You want complete control of customer relationships and payments.
Having a lower cost finance solution compared to traditional loans and overdrafts is preferred.
You would like a flexible solution that adapts to changing financial requirements.

What is Invoice Discounting?

Invoice discounting is a means to quickly release cash from outstanding invoices, without waiting for payment. Invoice discounting keeps collections under your control and remains confidential (your customers have no idea that you are using this finance tool), allowing businesses to access funds discreetly without affecting customer relationships.

Advantages:

Security: Free up funds from unpaid invoices to manage operations, invest in growth and maintain stability.
More funding: Access greater financing compared to traditional loans and overdrafts.
Customer Retention: With credit control remaining in your hands, you maintain that all important communication with your customers.
Flexible and Cost-Effective: Tailor financing to your needs at a lower cost than loans or overdrafts.

If you'd like to explore invoice discounting; learn how it would work for you and compare costs with an overdraft facility, get in touch. You can receive all the information you need in a clear and straightforward manner, with no obligations.

Mike Robinson: 07791555431 | solutions@mulberryassetfinance.co.uk

“Dundee Tyres Ltd is a tyre recycling company based in Carlisle, we needed a new machine to continue our expansion and Mike Robinson from Mulberry Asset Finance was on hand to assist. Our needs were specific and complex as the machine was sourced from overseas and was bespoke to our needs. The purchase went smoothly, and I would not hesitate in recommending Mulberry Asset Finance to any other Cumbrian Businesses.”

Simon Pluckrose, Managing Director, Dundee Tyres Ltd

“Mike at Mulberry Asset Finance worked incredibly hard and quickly to secure my first Hire Purchase deal. As a new company I was finding it difficult to obtain finance to grow my business. He provided me regular updates, which took a lot of the pressure and nerves out of the situation. With the finance clearing very quickly, I was able to put my GrandMA3 to work straight away - supporting The Eagles on their final EU tour. I will certainly use Mulberry’s services to continue growing the business.”

Rowan Bulman Ltd

“I had a coffee coaster with Mulberry Asset Finance on and decided to get a quote from them along with two others. They responded immediately with a quote. They gave a personal touch, whilst remaining competitive and efficient. I have now used them twice and found them a delight to deal with.”

Dale Benbow, Benbows Bros. Timber

“A & H CARLISLE LTD have used Mulberry Asset Finance since 2012 and I can’t speak highly enough of Mike and his team, they have helped our business grow and their knowledge of a customer needs is impressive. They are always competitive and quick to react to our needs. I wish Mulberry Asset Finance continued success and hope to do business together for many years to come.”

Alan Falder, Managing Director, A & H Carlisle Ltd

“I have used Mulberry Transport for ten years. They provide an excellent service for my business and I can access finance to buy the various wagons, machinery and other equipment that I need to run my business. Finance is agreed and arranged within one week, I highly recommend Mulberry Transport.”

Jimmy Dickinson, Director, J Dickinson Transport Ltd

“Cubby Construction is a client of Mulberry Asset Finance and have always found the team to be obliging, highly efficient and willing to go that extra mile in order to help us achieve our goals.”

John Cubby, Managing Director, Cubby Construction Ltd

“Mulberry Leisure played a key part in arranging asset finance for our capital equipment spend during a large and daunting business expansion. The Mulberry team took the time to visit and understand our needs, then provide a range of finance options to meet our budgets. We look forward to working with Mulberry Leisure in the coming years.”

Paul Reynolds, Owner, The Traddock

“I was very pleased I chose Mulberry Asset Finance to work with on my new poultry business. The whole deal was arranged quickly and, most importantly for me, they did exactly what they said they would do and on time. It is very satisfying to work with people who give you a good deal and who you can rely on.”

Jennifer Bain, Owner, J Bain Farming