H&H Farm Finance Launches

HandH Farm Finance

For over a century, H&H Group [H&H] which encompasses Harrison and Hetherington has been providing support to farmers and the wider agricultural industry. Today, the Group broadens the services it offers to its customers with the launch of a collaborative initiative, H&H Farm Finance in Association with Mulberry Farming. This new service is with Mulberry Farming, a specialist division of brokerage firm, Mulberry Asset Finance, which has operated across Cumbria for over 15 years.

H&H’s extensive range of products and services which includes, Livestock Trading, Rural Insurance, Land Agency, Property Management and Sales and Lettings has benefitted generations of farmers. In widening access to this form of asset finance, through their rural livestock centres and land and property offices across Cumbria and the Scottish Borders, H&H is building further on its goal of providing a “one-stop shop” provision for its customers and the rural community.

Mulberry Farming, a division of Mulberry Asset Finance, is a Cumbrian business that supports the farming community, has established relationships with many of the leading farm finance companies in the UK and has direct access to a wide range of financial products. All Mulberry Farming staff are from farming backgrounds and have a deep understanding of the diverse financial needs of the farmer – they talk farming language.

In giving background Richard Rankin, CEO of H&H Group, said: “This is a joint venture and through our land and property and livestock centres, we are providing a platform for our farmers and customers to access asset finance. Mulberry is already a trusted name with banks, accountancy practices and customers across the county. It is an established asset finance brokers company, authorised with the FCA, and it is their team who will obtain the finance for farmers.

“As a rural organisation, it is our aim to be able to advise on anything and everything within the rural sector and to support farmers’ livelihoods. I know that the team from Mulberry Farming are looking forward to meeting with customers at our marts over the forthcoming months and hopefully helping them secure the finance and cash flow they need.”

Whether the farmer is looking to acquire a new or used tractor (up to 15 years old), plough or baler; finance a land-based renewable energy product; or simply raise much needed cash to inject into the business by re-finance existing equipment or vehicles on the farm - Mulberry will assist. They can also arrange unsecured loans for the purchase of dairy and beef cattle, or for trenching, fencing, buildings or extensions, and financing the assets needed in diversification projects, such as ice cream and cheese making, micro-breweries, farm shops or pods.   

Mike Robinson of Mulberry Asset Finance adds: “There is a natural synergy between H&H and ourselves, and it is a real privilege to be associated with the Group in this new venture. I know that, H&H supports the agricultural industry in so many ways, but they don't directly offer asset finance to their customers. 

Going forward, my aim is to support and provide a great service to all farmers across Cumbria and the surrounding areas by helping them obtain the right type of asset finance for their needs.” 

Two members of staff, Rebecca Braithwaite and Amelia Threfall, who are both well known in the agricultural community, will be working for H&H Farm Finance full time. As each are from farming families, and regularly attend livestock auctions and shows, they have a wealth of experience in all things farming and will provide customers with professional advice.  

The H&H Group, based at Borderway Mart Carlisle, operates as a holding company with its seven successful operating companies encompassing Livestock and Machinery Auctioneers; Brokers and Valuers; Estate Agents; Auction Rooms; Commercial Printers; Chartered Surveyors; and Insurance Brokers. It has offices throughout the region, from Durham, Northumberland, Cumbria and the Scottish Borders.

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“We have worked with Mike and his team at Mulberry Asset finance for over 5 years. During this time, they have provided us with the specialist finance which has allowed us to develop and expand our Free Range Egg Production and Egg Packing business. Our recent investment in additional packing equipment has seen our Through Put ability increase and as a result, has helped our business increase its turnover by over 30%. Mike and his team are always keen to understand our business requirements and have a professional, straightforward approach which makes the whole process an efficient, cost effective source of finance. I would strongly recommend Mulberry Asset Finance’s service.”

Paul Arthur, Owner, P.S. Poultry

“Mulberry Asset Finance have helped significantly with the growth of our Artisan Bakery over the past six years. In the early stages when growth and access to finance is most difficult, they were able to help us acquire the equipment we needed. I am reassured that Mulberry Asset Finance will always get us the best deal without any fuss, allowing us to concentrate on the business and not have to worry about funding for new assets.”

Aidan Monks, Owner, Lovingly Artisan

“The service provided by Mike was exceptional in terms of turnaround time, attention to detail and level of communication throughout the transaction. The consequence of this high level of service is that I approached only Mike and no other supplier to organise funding for my latest capital purchase, which again was handled impeccably.”

Richard Grice - W A GRICE Livestock Haulage Hay & Straw Merchants Livestock Agents est 1903

“I have used Mulberry Transport for ten years. They provide an excellent service for my business and I can access finance to buy the various wagons, machinery and other equipment that I need to run my business. Finance is agreed and arranged within one week, I highly recommend Mulberry Transport.”

Jimmy Dickinson, Director, J Dickinson Transport Ltd

“The first person I call when I need to buy new plant is Mulberry Asset Finance. I have been working with them throughout the development of Hawkshead Brewery and have learned that they are the only call I need to make because Mulberry always delivers, with the best rates and the minimum of fuss.”

Alex Brodie - Managing Director Hawkshead Brewery Ltd

“As a company we have been dealing with Mulberry Asset Finance for the past 10 years. We have found them to be so easy to deal with, they make things so simple and effortless, leaving us to concentrate on the day to day running of our business. Their help and advice have been instrumental in our growth and development of the business. Long may it continue!”

Mike Cooke, Managing Director, Breed Clean Ltd

“We have been dealing with Mulberry Asset Finance for over 10 years and have always found them to be efficient, courteous, professional and above all very pleasant to deal with. On top of that, they have always enabled us to obtain the type of finance deal that we have been seeking whether it be for capital investment or vehicle purchase.”

Mark Whitehead MBE, Hawkshead Relish Company Ltd

“Mike and his team are like having your own finance department. I've called out of hours on occasions for advice, very helpful when you're on the move. Always keen on rates and made to fit in with the business. Thanks again Mike and his team.”

Dave Greenbank, Managing Director, Greenbank Crane Services
Funding Circle FSB Member NACFB Chamber of Commerce

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